Financing
Build today. Pay over time. Powered by RTO National & GreenSky®.
Whether you're planning a garage, barn, workshop, or commercial structure, our financing packages give you the chance to build today, enjoy tomorrow, and pay over time. Clear terms, straightforward approvals, and support directly from the manufacturer.
With TOL Buildings by your side, your project can move forward without waiting for years of savings — or an unexpected budget windfall.
- Family-Owned Manufacturer
- Limited Lifetime Warranty
- 90-Day Workmanship
- East Coast Installs
Real options for real customers.
We partner with RTO National and GreenSky® — two trusted names in consumer financing — to deliver payment options designed for the way real customers buy. Transparent rates, fast approvals, and the lowest total cost of ownership compared to other programs.
- Plans starting at 0% down
- Fixed payments and fixed APR
- Instant approvals online or in-person
- Lowest total cost of ownership
- No pre-payment penalties
- No-credit-check lease option available
With TOL Buildings, you get a clear, dependable path to owning the building you've been planning — without the friction of bank loans or hidden fees.
Transparent terms. Predictable payments.
GreenSky® Financing
A second flexible path to ownership — borrow more, pay less interest on qualifying buildings.
Subject to credit approval. 0% APR offers available on qualifying buildings — terms vary by program. Loans provided by GreenSky lending partners.
GreenSky financing for bigger builds.
Borrow up to $100,000 with rates as low as 0% interest on qualifying buildings. GreenSky® gives you another way to fund the project you've been planning — quickly, transparently, and on terms that fit your budget.
- Up to $100,000 in financing
- As low as 0% APR on qualifying buildings
- Quick online application & decision
- Use it alongside or instead of RTO National
Not sure which program is right for you? Call us at 336-368-8900 and we'll match you to the option with the lowest total cost for your build.
From application to installation in 4 simple steps
We've designed our financing process so you can move from application to installation with confidence and clarity. Here's exactly what to expect.
- Step 1
Apply for financing
Submit your application online or in-person — quick review and a fast turnaround.
- Step 2
Get an instant status
Most customers receive an immediate decision with estimated terms and monthly payments.
- Step 3
Finalize your plan
Review your payment schedule, sign off, and lock in your fixed APR rate.
- Step 4
Schedule your build
Once financing is secured, we handle delivery and installation in your service area.
Take on the project you actually want.
Financing through RTO National and GreenSky® gives you the flexibility to build the structure you really need — without draining your savings. Predictable monthly costs, fast approvals, and delivery and installation included.
Lower Upfront Cost
Get the building you actually need without draining your savings up front.
Bigger Project Potential
Finance the full size and spec you want instead of settling for less.
Predictable Monthly Payments
Fixed APR and fixed payments make budgeting simple from day one.
Fast Pre-Qualification
Apply online or in person and most customers get an answer in minutes.
Delivery & Installation Included
Every financed TOL building includes delivery and professional installation.
Same Warranty Coverage
Limited Lifetime + 90-Day Workmanship apply to every financed build.
A family-owned manufacturer, end to end.
As a family-owned manufacturer with years of experience, TOL Buildings is a trusted name for premium steel buildings — designed in-house, made with high-quality steel framing, and backed by a craftsmanship-first warranty.
Local Knowledge
Hands-on experience with your local building regulations to streamline permitting.
Weather Resistance
Engineered against the wind and snow loads in your area, so your structure is up to the environment.
Endless Customization
Customize size, roof system, doors, windows, color and more — your building, your way.
Limited Lifetime Warranty
We back our structures with a limited lifetime framing warranty for long-term peace of mind.
Included Delivery & Installation
We deliver and install every building we sell — no third-party handoff.
Manufacturer-Direct Quality
Built in-house with modern engineering and a craftsmanship-first mindset.
Metal Building Financing FAQs
Financing can feel complex, but we make it straightforward. Here are the most common questions we hear from customers.
Have a different question? Call our team at 336-368-8900 — we're happy to help.
Build now with financing from TOL Buildings.
Your project doesn't need to sit on the back burner. With TOL Buildings, your payments are fixed, your warranty is strong, and your structure is built to last. Call our building experts at 336-368-8900 for a full tour of our design and financing process.
Ready to finance your TOL building?
Get a free quote directly from the manufacturer and lock in fixed monthly payments through RTO National or GreenSky®.