Financing
Financing Your Metal Building
Whether you’re looking for a garage, barn, workshop, or commercial structure, our financing packages give you the chance to build today, enjoy tomorrow, and pay over time. With clear terms, straightforward approvals, and support directly from the manufacturer, you’ll know exactly what you’re getting.
Top of the Line Buildings offers financing packages for how you like to live. With us by your side, your project can move forward without waiting for years of savings or an unexpected budget windfall.
Our Steel Building Financing Program
At TOL Buildings, we partner with RTO National, a trusted name in building financing, to deliver payment options that work for real customers. Instead of stretching your budget thin or settling for less than you need, our financing packages give you room to move forward with confidence. With transparent rates and fast approval, you can choose the building that fits your goals today and spread the cost out over time.
- Plans starting at 0% down with fixed payments and fixed APR
- Instant approvals online or in-person
- The lowest total cost of ownership compared to other programs
- No pre-payment penalties if you decide to pay off early
- No-credit-check lease option for customers who need extra flexibility
With TOL Buildings, we give you a clear, dependable path to owning the building you’ve been planning.
How Financing Works
We’ve designed our financing process so you can move from application to installation with confidence and clarity. With only a few simple steps, you’ll know exactly where you stand, what your monthly payments will look like, and how soon your building can be delivered.
To apply, all you need to do is complete the following steps:
Submit your application online or in person for quick review.
Most customers receive an immediate approval decision with estimated terms.
Review your payment schedule, sign off, and lock in your rate.
Once financing is secured, we handle delivery and installation in your area.
Why Go with Traditional Financing?
Financing through RTO National gives you the flexibility to take on the project you want without draining your savings in the process. Instead of settling for less, you can plan for the structure that truly fits your needs. With financing, your monthly costs are predictable, approvals are fast, and the structure is delivered and installed without delays.
Traditional financing offers:
- Lower upfront cost
- Bigger project potential
- Predictable monthly payments
- Fast pre-qualification
- Delivery and installation included
Buildings You Can Get with Finance
Why Finance with TOL
As a family-owned manufacturer with years of experience, TOL Buildings is proud to be a trusted name for premium steel buildings. Our structures are made with high-quality steel framing, modern engineering techniques, and a dedication to craftsmanship that shows in every project we take on.
Local Knowledge
We have hands-on experience with your local building regulations, which can make the permitting process more streamlined.
Weather Resistance
Our buildings are tested against the average wind and snow loads in your area, so you know your structure is up to the environment.
Endless Customization
You’ll have the ability to customize your building from top to bottom. Change the size, roofing system, add doors and windows, change colors, and more.
Limited Lifetime Warranty
We back our structures with a limited lifetime framing warranty.
Included Delivery and Installation
We deliver and install every building we sell.
Metal Building Financing FAQs
Financing can feel complex, but we’re here to make it straightforward. Let’s look at answers to some of the most common questions we receive:
We offer traditional financing through RTO National, with fixed APR options, as well as a no-credit-check lease program.
Yes, most financing programs do involve a credit check. However, our lease option does not require one, making it a flexible alternative.
Your first payment typically begins 30 days after your building has been installed.
Traditional financing may appear on your credit report, but our no-credit-check lease option does not impact your score.
No. You’re free to pay off your balance anytime without pre-payment penalties.
Build Now with Financing from TOL Buildings
Your project doesn’t need to sit on the back burner. With TOL Buildings, you can finance your metal building and know that your payments are fixed, your warranty is strong, and your structure is built to last.
Whether you’re planning a garage, barn, carport, or custom workshop, financing gives you the flexibility to start now and pay over time.
Call our building experts at 336-368-8900 for a full tour of our building design process. We’ll answer your questions, and deliver quality you can trust.