Rent-to-Own Metal Buildings – Build Now, Pay Monthly
Our Rent-to-own program lets you enjoy your building today and make predictable monthly payments later.
EZ PAY Rent-to-Own
Our EZ PAY program makes it simple to bring your project to life- without the burden of paying everything at once. With EZ PAY, you’ll be able to take advantage of:
- A fast, simple application process
- Low monthly payments on popular structures
- Ownership path after final payment
- No early-payoff penalty
- Monthly plans that fit your budget
Terms and availability are determined by the RTO provider and may vary by state/program.
How Rent-to-Own Works
Our RTO program is built around simplicity. To apply, you’ll just need to follow these steps:
Pick a metal garage, carport, barn, workshop, commercial, or custom structure that fits your project.
Submit an application. This process is quick and features no hard credit checks.
With your approval in hand, all you’ll have to do is make a down payment, arrange your installation date, and start on-site prep.
We back our buildings with a Limited Lifetime Warranty and a 90-Day Workmanship Warranty.
Why Choose Rent-to-Own?
Rent-to-own gives you unparalleled flexibility. You get the building you want now, spread out the cost, and still enjoy warranty-backed quality. The biggest benefits include:
Pick a metal garage, carport, barn, workshop, commercial, or custom structure that fits your project.
The process is simple! Just fill out an application and get approved!
After paying off your structure, you’ll own your building outright, with no early payoff penalties.
We offer RTO options for metal garages, carports, barns, workshops, and custom structures.
When you work directly with the manufacturer, you get better prices and better service.
We back all our buildings with a Limited Lifetime and a 90-Day workmanship guarantee.

Why Choose TOL Buildings?
What does Top of the Line Buildings bring to the table that others don’t or can’t?
Local Knowledge
Our building experts have hands-on experience with your area’s building and permitting regulations, making the permitting process easier.
Limited Lifetime Warranty
Long-term materials coverage on panels and structure against manufacturing defects, so your investment is protected.
90-Day Workmanship
We back the framing, paneling, and installation of your metal building, so you know it’s built right and ready to serve.
Rent-to-Own FAQs
Do you have questions about rent-to-own metal buildings? Well, we’ve got plenty of answers. Below, we’ve put together some of the most common questions we receive:
It’s a payment option that lets you get your building now and pay for it over time, without a large upfront cost.
Yes. Every structure is backed by our Limited Lifetime Warranty + 90-Day Workmanship, no matter how you pay.
Most buildings under $20K, including garages, carports, barns, and workshops. Larger custom builds may require traditional financing.
Yes. You can pay off your RTO metal building with no early payoff penalties.
TOL Buildings is Your First Choice for RTO Metal Buildings
Ready to build now and pay monthly? Your building doesn’t have to wait. Call us at 336-368-8900 and let’s map out your monthly plan and schedule your installation today.
