Rent to Own

Rent-to-Own Metal Buildings – Build Now, Pay Monthly

Our Rent-to-own program lets you enjoy your building today and make predictable monthly payments later.

Family-Owned Manufacturer
Limited Lifetime Warranty
90-Day Workmanship
East Coast installs

EZ PAY Rent-to-Own

Our EZ PAY program makes it simple to bring your project to life- without the burden of paying everything at once. With EZ PAY, you’ll be able to take advantage of:

  • A fast, simple application process
  • Low monthly payments on popular structures
  • Ownership path after final payment
  • No early-payoff penalty
  • Monthly plans that fit your budget

Terms and availability are determined by the RTO provider and may vary by state/program.

Tol Buildings

How Rent-to-Own Works

Our RTO program is built around simplicity. To apply, you’ll just need to follow these steps:

STEP - 1
STEP - 2
STEP - 3
STEP - 4
Choose your building

Pick a metal garage, carport, barn, workshop, commercial, or custom structure that fits your project.

Apply for EZ PAY RTO

Submit an application. This process is quick and features no hard credit checks.

Schedule delivery & installation

With your approval in hand, all you’ll have to do is make a down payment, arrange your installation date, and start on-site prep.

Enjoy warranty-backed support

We back our buildings with a Limited Lifetime Warranty and a 90-Day Workmanship Warranty.

Why Choose Rent-to-Own?

Rent-to-own gives you unparalleled flexibility. You get the building you want now, spread out the cost, and still enjoy warranty-backed quality. The biggest benefits include:

Low Upfront Cost

Pick a metal garage, carport, barn, workshop, commercial, or custom structure that fits your project.

Fast Path To Install

The process is simple! Just fill out an application and get approved!

Ownership After Final Payment

After paying off your structure, you’ll own your building outright, with no early payoff penalties.

Works on Popular Structures

We offer RTO options for metal garages, carports, barns, workshops, and custom structures.

Manufacturer-Direct Pricing

When you work directly with the manufacturer, you get better prices and better service.

Backed by our Warranty

We back all our buildings with a Limited Lifetime and a 90-Day workmanship guarantee.

Installed in Eligible States

We proudly serve residents across the East Coast.

Why Choose TOL Buildings?

What does Top of the Line Buildings bring to the table that others don’t or can’t?

Local Knowledge

Our building experts have hands-on experience with your area’s building and permitting regulations, making the permitting process easier.

Limited Lifetime Warranty

Long-term materials coverage on panels and structure against manufacturing defects, so your investment is protected.

90-Day Workmanship

We back the framing, paneling, and installation of your metal building, so you know it’s built right and ready to serve.

Rent-to-Own FAQs

Do you have questions about rent-to-own metal buildings? Well, we’ve got plenty of answers. Below, we’ve put together some of the most common questions we receive:

It’s a payment option that lets you get your building now and pay for it over time, without a large upfront cost.

Yes. Every structure is backed by our Limited Lifetime Warranty + 90-Day Workmanship, no matter how you pay.

Most buildings under $20K, including garages, carports, barns, and workshops. Larger custom builds may require traditional financing.

Yes. You can pay off your RTO metal building with no early payoff penalties.

TOL Buildings is Your First Choice for RTO Metal Buildings

Ready to build now and pay monthly? Your building doesn’t have to wait. Call us at 336-368-8900 and let’s map out your monthly plan and schedule your installation today.